AIB Problem Loan Workouts
Course Code: 6366
Length: 6 Weeks
Audience: This course is designed for commercial lenders, those in training to be commercial lenders, business bankers, small business lenders, credit analysts, loan review personnel and other bank personnel interested in the subject of problem loan management and resolution.
Description: This course will explore the four major components of problem loan management. Problem Loan Detection will explore how problems loans can be avoided and how loans can be managed to make early detection possible. Problem Loan Situation Evaluation will consider what must be done to confirm the bank's position with the borrower in preparation for negotiation with the borrower. Problem Loan Negotiation will cover the negotiation process in determining the best course of action to resolve problem loans. Problem Loan Resolution will consider alternatives of resolution and how to proceed with options for workout or liquidation.
Objectives: After successfully completing this program, you will be able to:
- Understand the element of and importance of early prevention and detection of problem loans
- Understand the process of problem loan situation evaluation to determine the bank's position with the borrower
- Understand the negotiation process to determine the best course of action to pursue with the borrower to resolve the problem
- Understand the process of problem resolution and options for workout or liquidation of the loan
Text Book: All reading materials are provided online
Recommended Course Credits: AIB: 1.0
Prerequisites: None
Enrollment: To enroll in this course, please click on the link below for the registration form. Print and complete the form and submit it to your supervisor for approval. Then submit the approved form to your human resources department for processing.