|
COMMUNITY CORNER
Building
a Better Delaware
America’s
Promise
Financial
Literacy
Consumer
Connection
Kids'
Korner
 SERVING
AND INVESTING TO BUILD A BETTER DELAWARE
The
new Delaware Banks—Serving and Investing to Build a Better
Delaware 2001 brochure, developed by the DBA Community Relations
Committee, was premiered at the 106th Annual Dinner on May
10th at the Hotel duPont in Wilmington, along with a continuous
display of the updated power point presentation. This year’s
theme is Anticipating and Responding to the Needs of Our Communities.
The brochure addresses the recent changes in our industry
that have extended the industry beyond the traditional business
of savings and lending. Now Delaware banks help teach, protect,
and reach throughout the community to provide financial education,
safeguards and opportunities to everyone. In addition to the
continued high levels of employment, taxes and lending, this
year our member banks reported grants and contributions of
over $25 million and more than 558,000 volunteer hours in
our communities!! Thanks for a job well done!
If
your organization, company or institution would like to share
these brochures and/or related power point presentation with
its members, customers and/or employees, please contact the
DBA. The power point presentation takes about 20 minutes and
we allow 10 minutes for questions and answers. The program
fits in nicely for a ½ presentation for a breakfast,
luncheon or dinner program. The DBA Speakers’ Bureau
provides the speaker and necessary equipment. Just contact
us for a Delaware presentation!
|
|
The
Alliance for Youth
The
goals of America’s Promise are to mobilize people from
every sector of American life to build the character and competence
of our nation’s youth by fulfilling five promises:
1.
Caring Adults
2.
Safe Places
3.
Healthy Start
4.
Marketable Skills
5.
Opportunities to Serve
Over
2,000 banks across the country, including many in Delaware,
have pledged to our nation's youth to have access to resources
they need to become successful adults. Click on the red wagon
to learn more about this program.
|
|
TEACH
CHILDREN TO SAVE DAY
Over
170 volunteers from 30 Delaware banks made presentations in
more than 200 classrooms across the state for “National
Teach Children to Save Day,” on Tuesday, April 24, 2001.
The volunteer bankers taught children in 45 schools in Delaware
and worked with all 16 school districts in the State that
have elementary schools.
The
goal of National Teach Children to Save Day is to encourage
savings and create smarter financial consumers. This is the
third year that Delaware bankers have come together and collaborated
their efforts with the University of Delaware Center for Economic
Education and Entrepreneurship under the leadership of Bonnie
Meszaros, Ph.D., who prepared grade-appropriate curricula
to teach a process for making wise saving and spending decisions.
The presentations in the schools were enthusiastically received
by both the children and the teachers, many of whom have already
signed up again for next year. GREAT JOB BANKERS!! Contact
the DBA if your Delaware bank or school wants to participate
in 2002!
|
|
 HIGH
SCHOOL FINANCIAL LITERACY IN DELAWARE
In
response to the growing need for financial literacy for today’s
youth, the DBA (through its Community Relations Committee),
the Federal Reserve Bank of Philadelphia and the University
of Delaware Center for Economic Education and Entrepreneurship
are co-sponsoring the Newark High School pilot program entitled
Survival in the 21st Century Financial World
for juniors and seniors. This comprehensive course addresses
all aspects of surviving financially after high school by
addressing such issues as future financial goals and decision
making, career planning, money management (banking services
and mechanics, credit, and investments), shopping skills and
risk protection. Assuming the success of this pilot program,
it is hoped that the program will be offered in high schools
throughout the State. Contact the DBA for more information.
|
BANK
AT SCHOOL SUCCESS STORY
Contributed by Ruth Briggs King, Baltimore Trust Company
“Tell
me about your cash handling experience.” “What
does dependable mean to you?” These may
sound like typical interview questions for the teller
position; however, this time they were part of the special
assessment process for elementary school students “applying”
for Baltimore Trust’s Bank at School Junior
Banker program.
 During
the 2000 School Year, Baltimore Trust Company in
Selbyville, Delaware and the Southern Delaware
School of the Arts began a Bank at School program.
The program quickly went beyond deposits and withdrawals
to include writing and poster projects. Over 30 students
from the third and fourth grades were interviewed and
given a math assessment similar to the routine teller
assessment surveys. The student candidates met with
Human Resources and Bank Administration Vice Presidents
for the final interview sessions. Interviews included
a review of the student portfolio that reinforced the
significance of school achievement and community involvement.
Four students were selected as Junior Bankers to assist
in the regular operation of the school branch. These
students received teller training at the main branch.
Baltimore
Trust was so impressed with the efforts and quality
of applicants that the program was extended to include
a “shadowing experience”. The candidates
were matched with bank personnel and a busy, as well
as entertaining, day was had by all involved. Additionally,
the bank was a host to all students in the third and
fourth grades to provide career development information.
The students were assigned a group project: Create and
Present a Loan Campaign. The results were astounding!
This
program made a real world connection for students, encouraged
the concept of savings, and promoted banking. Recruitment
of potential business and employees begins early and
the Bank at School program provides an
excellent opportunity for banks to partner with schools,
parents, and the community.
|
Do
you have a Delaware community success story? Please share
it with us! Pictures, too!!
We
want to hear from YOU!! Send an email to DBA!!
|
|
Personal
Finance Services
Consumer
Credit Counseling Service - information & budgeting
strategies to help manage your money.
Consumer
Connection – information on: predatory lending scams,
banking services, personal finance, consumer protection, and
some special interactive tools.
Financial
Calculator - Compute a payment, an interest rate or a
loan.
Kelley
Blue Book - Find out the value of your old car. Provides
current prices for new cars, too.
Salary
Calculator - Compares the cost of living in hundreds of
cities. Calculate the salary you need to live in the same
style in another city.
Social
Security Administration - Provides information on the
cost of living, welfare reform, Medicare information. You
can also compute your own Social Security benefit estimate.
The
Universal Currency Converter - Allows you to conduct foreign
exchange rate conversion on the Internet.
|
|
Kid's
Korner
Here’s
your link to a special site to help you with your money! Just
click on the pig!!!
|
|
|
