Pepper Hamilton

Young Conaway Stargatt & Taylor, LLP

Richards Layton and Finger

Federal Home Loan Bank of Pittsburgh

Connolly Bove Lodge & Hutz LLP

Goldman Sachs Trust Company

Delmarva Broadcasting

Parkowski, Guerke & Swayze, P.A.

Delaware Counsel Group

Wesley College

Belfint Lyons & Shuman

Brooks Transportation Group

Stradley Ronon

Policies and Procedures

Membership

Most financial institutions in the state of Delaware are members of the Delaware Bankers Association Financial Education Alliance (DBA/FEA). Member institutions pay annual dues so that their employees can benefit from the educational opportunities provided through our organization. Check with your Human Resource Department if you are unsure of membership status.

Employees of member institutions are eligible to take courses and seminars offered by DBA/FEA at any location throughout the state.

Registration

AIB courses are offered during the Fall, Winter and Spring each year. A wide variety of seminars are offered monthly and are available year-round. Additionally, many courses are available online throughout the year. Return your enrollment form to your Human Resource/DBA/FEA
representative to register for classes. Please use the code number assigned to each course and seminar when completing your registration form.

DBA/FEA does not confirm enrollments. Once you have signed-up for a class, you should attend each session as listed. Self-paced computer classes need to be scheduled by the student by calling the University of Delaware Corporate Commons Lab, New Castle, at 831-1080 after you have returned your enrollment form to your HR/DBA/FEA representative.

Registration forms must be sent to your Human Resource or Bank Representative prior to the
indicated deadline for each course listed on the flyer. Registrations received after the deadline will be processed, however course availability may be limited.

Prerequisites

Some courses have prerequisites and it is mandatory that these be satisfied before taking those courses. Please review the descriptions on DBA/FEA's website for prerequisite information prior to signing-up for a class. The registration form requires a confirmation that you have taken the required prerequisite course or courses or have equivalent experience. If you do not meet the course entrance requirements, your registration will not be processed. Requests for an exception to the required prerequisite must be made directly to the DBA/FEA office prior to registration deadlines and will be handled on a case by case basis.

Drop Policy

Courses - To eliminate paying the full cost of the course, the student must contact the DBA/FEA office prior to the 3rd class meeting. A $20.00 drop fee will be assessed for any drop after the registration deadline and prior to the 3rd class meeting. There is no fee for courses dropped prior to the registration deadline.

Seminars - If a student drops a seminar after the registration deadline, but at least 3 business days before the class starts, the drop fee is $10.00. After that date, the
student will be charged the full cost of the seminar. If students do not drop the seminar and do not attend, they will be considered “no-shows” and will be charged the full cost. The bank may substitute an employee if the registered employee cannot attend.

College Affiliations - Due to varying regulations regarding a course drop policy, please contact the respective educational institution for appropriate procedures.

Online Courses
ABA Instructor Led - There is no fee for courses dropped prior to their start date. There is a $100 drop fee for 3 credit courses dropped after the start date and within 12 business days of that date. The full course fee will be assessed after that date. There is a $50 drop fee for 1 or fewer credit courses dropped after the start date and within 12 business days of that date. The full course fee will be assessed after that time.

ABA Self-Paced e-learning Courses - Students are assessed full fee if course is not finished within 3 months of start date.

IBT Self-Paced Online Courses - Students are assessed full fee after start date regardless
if the course is completed or not.

Transcripts/Transfer Credit

In order to transfer credit from DBA/FEA to a College, students must request an official transcript in writing. Requests should be sent to the DBA/FEA office and must include student name, social security number, and the name and address of the person to whom the transcript is to be sent. A check in the amount of $20 made payable to DBA/FEA must accompany the request.

In order to transfer credit from a College to DBA/FEA, students must request an official transcript from the College be sent directly to the DBA/FEA office. The transcript must show the year and semester in which the credit was earned, the course number, descriptive title, number of credit hours and the grade received. Only courses with a grade of “C”or better may be considered for transfer. A letter requesting transcript evaluation, along with a check in the amount of $20 made payable to Delaware Bankers Association Financial Education Alliance should be sent to the DBA/FEA office.

An unofficial transcript may be obtained free of charge by contacting the DBA/FEA office either by phone or in writing. Written requests must include name and social security number, as well as an address or fax number where the transcript can be sent.

Please note that DBA/FEA receives transfer credit recommendations from the American Council on Education. This allows for many of our courses to be transferred to Colleges throughout the country, not just those with whom we have formal affiliations. Check with your College or University for details.

Instructional Hours

The Delaware Bankers Association Financial Education Alliance instructional format consists of two semesters, Fall, Winter and Spring. The Fall and Spring semesters consist of 3 credit courses which run for 7 weeks in length, 3 hours 15 minutes per session and 2 credit courses which run for 5 & 1/2 weeks in length, 3 hours per session, all meeting three times per week.
Forty-five hours of in-class instruction is equivalent to a 3-credit course. Thirty to thirty-three hours is equivalent to a 2-credit course. One credit courses will be a minimum of 15 in-class hours.
Credit and non-credit seminars vary in length.

Grading System

Delaware Bankers Association Financial Education Alliance endorses the following grade guidelines set by the National ABA office.
A–Excellent – (90-100)
B–Superior – (80-89)
C–Satisfactory – (70-79)
D–Lowest Passing – (60-69)
F–Failing – (below 59)
I–Incomplete
P – Passing This grade is recorded for short courses, programs, seminars, and workshops for which the usual system is not appropriate. The capital “P” grade is not included in the calculation of the grade point average.
T – Transfer This grade is recorded for transfer credit from accredited colleges and universities. Only courses completed with a grade of “C” or better may be considered for transfer. The “T” grade is not included in the calculation of the grade point average.
I – Incomplete This grade is recorded when unforeseen circumstances interfere with the completion of a course. Students must complete the final examination within one month of the course end date or the “I” grade becomes a failure. Arrangements must be made with the instructor prior to the end of the course to make-up final exams/projects.

Attendance Policy

Delaware Bankers Association Financial Education Alliance expects that each student will attend all class sessions. DBA/FEA allows only 2 unexcused absences in any 2 or 3 credit course. Excused absences will be granted at the discretion of the instructor. Failure to meet the required number of classes could result in a grade reduction or an incomplete. The attendance policy for seminars requires that students must attend 100% of the instructional hours offered to receive AIB credit. Excused absences will be granted at the discretion of the instructor.